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National Savings and Investments

National Savings and Investments (NS&I) provides savings products and investments issued on behalf of the government. As a result, any money you invest is totally secure. There are lots of different types of product – for example, some are aimed at particular sorts of taxpayer, some are for people looking for income, while others provide growth.

All NS&I products are 'deposit-based'. This means you can get back at least the money you paid in – and you will get back more if you leave it there and let the interest grow. This makes them a good home for savings you don't want to take risks with.

It's a good idea to compare NS&I with similar deposit-based products from banks and building societies before deciding where to save.

Find out more about the different types of NS&I product available by exploring these links on their website.

  • Tax-free investments
    As well as its two ISAs, NS&I has a range of investments with no UK income tax or Capital Gains Tax to pay on the returns.

  • Guaranteed returns
    Suitable for savers who want the certainty of guaranteed returns with a choice of investment terms from one year to five years.

  • Income products
    A choice of fixed-rate or variable-rate investments paying the interest as monthly income.

  • Simple savings accounts
    Straightforward savings accounts for any purpose.

  • Investments for children
    Whether you want to invest for a child’s future or encourage them to save for themselves, NS&I has a range of investments to choose from.