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National Savings & Investments (NS&I)

NS&I provides government-backed savings and investment products. As a result, any money you invest is totally secure.

There are lots of different types of product, for example some are aimed at particular sorts of taxpayer, some are for people looking for income, while others provide growth.

All NS&I products are 'deposit-based'. This means you can get back at least the money you paid in – and you will get back more if you leave it there and let the interest grow. This makes them a good home for savings you don't want to take risks with.

It's a good idea to compare NS&I with similar deposit-based products from banks and building societies before deciding where to save.

Find out more about the different types of NS&I product available by exploring these links on their website.

  • Tax-free investments
    As well as its two ISAs, NS&I has a range of investments with no UK income tax or Capital Gains Tax to pay on the returns.

  • Guaranteed returns
    Suitable for savers who want the certainty of guaranteed returns with a choice of investment terms from one year to five years.

  • Income products
    A choice of fixed-rate or variable-rate investments paying the interest as monthly income.

  • Simple savings accounts
    Straightforward savings accounts for any purpose.

  • Investments for children
    Whether you want to invest for a child’s future or encourage them to save for themselves, NS&I has a range of investments to choose from.