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Activities of daily living (ADLs)
Certain activities such as washing, dressing or feeding yourself.

Attendance Allowance
Attendance Allowance is a tax-free benefit for people aged 65 or over who need help with personal care because they are physically or mentally disabled.

Care home
A home for elderly or disabled people who need constant care. You may have to help pay for this care from your income or assets.

Cooling-off period
You have the right to change your mind and have your money back within 30 days of arranging a long-term care insurance contract.

Disability Living Allowance
Disability Living Allowance is a tax-free benefit for children and adults who need help with personal care or have walking difficulties because they are physically or mentally disabled.

Long-term care
Care you may need as a result of a permanent medical condition.

Immediate care long-term care insurance (LTCI)
A care plan you can buy with a lump sum when you've been medically assessed as needing care.

Nursing care home
These homes provide a combined service of nursing and residential care and are better suited where more constant medical attention is needed.

Pre-funded long-term care insurance (LTCI)
An insurance policy you buy in case you might need care in the future. These policies may sometimes be linked to an investment plan.

Residential care home
These homes provide residential care but not nursing support. Assistance is provided with personal care, such as dressing and washing, if required.

State benefits
The State provides some financial help but it may depend on your income and savings (ie means-tested).