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Protecting your health

Every UK resident is entitled to free healthcare from the NHS, but you may consider buying health insurance so that you can have a choice in the level of care you get. You don't have to take out health insurance but think about how you'd be able to afford medical treatment if you didn't want to use the NHS.

There are many different insurance products aimed at helping you soften the financial blow of medical expenses you may have to incur. Some offer medical cover while abroad (travel insurance), some offer access to private care treatment (private medical insurance), and some pay a limited amount towards everyday medical bills (health cash plans).

Your employer may offer some of these in your benefits package. Or you can take them out yourself.

You can choose from the following: