Pensions & retirement
Moneymadeclear from the Financial Services Authority. When it comes to pensions and managing in retirement, our impartial information and tools can help you work out what’s right for you.
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Useful links
Step-by-step guides
Product information
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How pensions work
What the state provides
Basic State Pension (Directgov)
Additional State Pension / SERPS / State Second Pension (Directgov)
Pension credit (Directgov)
Other pensions
Work pensions
Personal pensions
Stakeholder pensions
Final salary work pensions
Money purchase work pensions
Self-Invested Personal Pensions (SIPPs)
Retiring and in retirement
Annuities
Raising money from your home (equity release schemes)
Longer term
Long-term-care
Funeral plans
Inheritance Tax (Directgov)
Tools & calculators
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Need to sort out your financial priorities?
Get a financial healthcheck
Need help finding the right product or service? Shopping around guideComparison sitesCompare stakeholder and personal pensions
Compare pension annuities
Other tools & calculatorsPension calculator
Stakeholder pensions – decision trees
State Pension age calculator (Directgov)
State Pension forecast (Directgov)
Get a Pension Credit estimate (Directgov)
Contracting out planner (The Pensions Advisory Service)
Annuity planner (The Pensions Advisory Service)
Pension Tracing Service (Directgov)
Voluntary National Insurance Contribution Planner (The Pensions Advisory Service)
Trace lost accounts and savings (My Lost Account)
Find lost or unclaimed life policies, pensions, and other investments (Experian Unclaimed Assets Register)
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Check our Register
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Jargon made clear
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Money jargon explained in straight-forward, easy-to-understand language.
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Our website for young adults:
Hot topics
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Minimum retirement age goes up to 55 in April (Directgov)
Get thinking about your retirement (Directgov)
Find out about changes to the State Pension (Directgov)
Retired between 1998 and 2004? Boost your basic State Pension now (Directgov)
Over 60s – check what benefits you may now be entitled to (Entitled to)
Need to know
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If things go wrong
How do I complain about my pension?
Compensation / security of pensions (The Pensions Advisory Service)
Staying safe against scams
Getting the most from your money
Risk and rewardFinancial reasons to make a will (Directgov)
Tax
Tax relief on pension contributions (Directgov)
Benefits in retirement (Directgov)