Disclaimer: Our website and publications aim to give you general information to help you make financial decisions. It is not advice, nor can it take account of your own particular circumstances. For advice with a view to making decisions about your own circumstances you should consult a financial or other professional adviser.

© The Financial Services Authority.

Starting a family

Having a baby will change your life – and your finances. Our two easy steps can help you take control of your money at this important time.

Step 1: Take stock

Now is a good time to review and organise your finances.

Step 2: Take action

There are a number of financial things you will need to consider now you're having a baby. Don't put it off – take action now.

Top tips

  1. Plan your budget as much as you can before the birth of your child. Make it realistic and review it regularly.
  2. Check your entitlement to State benefits, for example child or working tax credit.
  3. Don't struggle on your own – there is help out there if you need it.